* Excludes VA Funding Fee. ** Gift funds may not be used for reserve. *** FHA Streamline refinance non credit qualifying program requires a tri-merge credit report reflecting only the FICO score and a 12-month mortgage history. Closing cost may not be finance into a non-credit qualifying refinance. Verbal verification of income source is required. **** Check with Loan Officer for approved property types.
1 x 30 days late past 12 months
0 x 30 days late past 6 months since case # assigned.
Copyright © Eduardo Ramirez Mortgage Loan Officer NMLS 1086161 CalBRE 01393110. All rights reserved.
* Interest rates information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice.
Offered loan products may vary by state. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Terms, conditions and programs are subject to change without notice. Eduardo Ramirez, Loan Officer, is not acting on behalf of or at the direction of HUD/FHA or any government agency. All rights reserved.