Rates, points, and closing costs vary based on loan features, economy, property, and/or other terms and conditions. 

Mortgage 

loan officers

Bilingual subject matter experts shop for the best mortgage loan available, which means the best rates and terms for you. 

residential 

Mortgages

interest 

rates *

BROAD range of financing for a BROAD range of borrowers! 

651-212-5001

commercial 

Mortgages

Programs for first-time buyers, investors, FHA, VA, USDA

reverse mortgages, Jumbo Loans, Adjustable Rate Mortgages.

Commercial loans:  Construction, multi-family apartments, buy or refinance a business, condo or townhouse development projects.

​​​​​​​​​​​EDUARDO RAMIREZ - MLO