​​​​​​​​​​​EDUARDO RAMIREZ - MLO

conventional Loans  -  Hipotecas convencionales

We believe that life is all about the journey. Buying a home is the start of an exciting beginning that leads to financial independence and personal fulfillment. However making the right choice isn't so obvious. We help by making the loan process simple and easy to understand so that getting a loan or refinance is just another step in reaching your goals.

We get you the best rate on your loan, period. Because we are mortgage brokers we are not held to the restrictive rates that banks and other lenders offer. This means we get to find you a loan that fits your needs, with a mortgage payment that fits your budget. Central to your experience at EquitySmart is a dedicated home loan expert  who will help guide you through the mortgage process. We are with you before, during, and even after the loan is closed because we want you to feel confident that you made a great decision. Most importantly we love to help others, which is why we offer free consultations on all our loans. No, really. We only get paid if your loan closes. That is how confident we are in what we do. To put it bluntly, we're the smart choice.


(323) 258-4317

​NMLS ID: 856170

FHA Loans   -  Hipotecas de FHA

VA Loans  -  Hipotecas Para Veteranos

Commercial Loans  -  Hipotecas comerciales

Reverse Mortgage loans  -  Hipotecas de Reverso       

BROAD range of financing for a BROAD range of borrowers! 

loan programs highlights

jumbo loans  -  Hipotecas Grandes

loan types

about equity smart

Adjustable-Rate Mortgage Loans  -  Hipotecas de tasa ajustable

651-212-5001