We believe that life is all about the journey. Buying a home is the start of an exciting beginning that leads to financial independence and personal fulfillment. However making the right choice isn't so obvious. We help by making the loan process simple and easy to understand so that getting a loan or refinance is just another step in reaching your goals.
We get you the best rate on your loan, period. Because we are mortgage brokers we are not held to the restrictive rates that banks and other lenders offer. This means we get to find you a loan that fits your needs, with a mortgage payment that fits your budget. Central to your experience at EquitySmart is a dedicated home loan expert who will help guide you through the mortgage process. We are with you before, during, and even after the loan is closed because we want you to feel confident that you made a great decision. Most importantly we love to help others, which is why we offer free consultations on all our loans. No, really. We only get paid if your loan closes. That is how confident we are in what we do. To put it bluntly, we're the smart choice.
NMLS ID: 856170
* Interest rates information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice.
Offered loan products may vary by state. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Terms, conditions and programs are subject to change without notice. Eduardo Ramirez, Loan Officer, is not acting on behalf of or at the direction of HUD/FHA or any government agency. All rights reserved.
Copyright © Eduardo Ramirez Mortgage Loan Officer NMLS 1086161 CalBRE 01393110. All rights reserved.