My career in the mortgage lending business began in 1998, shortly after graduating from UC Santa Barbara. Afterwards I started my own brokerage company, Equity Smart Home Loans. The last fifteen years of paving the ground in the mortgage business has made an expert with many mortgage programs in the loan industry. using my experience, I have created a great team here at Equity Smart focused on one primary goal: Make buying a home attainable to any motivated (and responsible) borrower.
I am proud to be a member of the Southern California Real Estate Research Council and also a licensed broker from the California Department of Real Estate (Lic#01377927). I take pride in assisting borrowers make good choices when it comes to buying their home. If you are looking to purchase a home, please contact me or one of my loan officers so we can help you qualify for a mortgage that is right for you. You won't be disappointed.
Pablo Martinez, NMLS 294805
CEO & Broker
1010 Sycamore Avenue, Suite 106
South Pasadena, CA 91030
(323) 258 4317
Copyright © Eduardo Ramirez Mortgage Loan Officer NMLS 1086161 CalBRE 01393110. All rights reserved.
* Interest rates information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice.
Offered loan products may vary by state. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Terms, conditions and programs are subject to change without notice. Eduardo Ramirez, Loan Officer, is not acting on behalf of or at the direction of HUD/FHA or any government agency. All rights reserved.