Conventional, Conventional ProgramsJumbo, Reverse, Government ProgramsFHAVA, USDA, Non-Prime Programs, and Commercial Mortgages.​  NMLS 1086161 CalBRE 01393110

EDUARDO RAMIREZ MORTGAGE LOAN OFFICER - CA - MN

6 - Adjustable-Rate Mortgage Loans 

    Hipotecas de tasa de interes ajustable

  • 620 Minimum FICO
  • DTI - up to 50%
  • Conforming loan limits only

CLick and read about:

  • Down Payment assistance amounts 3.00% or 4.00% of the 1st Mortgage total loan amount
  • Down Payment Assistance Grant - No repayment required!
  • FHA, USDA, VA Programs
  • Seller Credit of 6% is allowed
  • ​Gift funds are allowed!
  • Grant can be used for down payment and/or closing cost
  • Borrower(s) not required to be First Time Homebuyers.
  • Income Limit is based on qualifying income used for transaction, not household income
Key Down Payment assistance Program Benefits

2 - conventional Loans

     Hipotecas convencionales

7 - Commercial Loans
     Hipotecas comerciales

1 - FHA Loans - Hipotecas de FHA

Down Payment Assistance Program Requirements:

5 - jumbo loans - Hipotecas Grandes

4 - Reverse Mortgage loans       

     Hipotecas de Reverso       

3 - VA Loans - Hipotecas Para Veteranos

Down Payment assistance Program