• Down Payment assistance of the 1st Mortgage total loan amount
  • Down Payment Assistance Grant - No repayment required!
  • FHA, USDA, VA Programs
  • Seller Credit of 6% is allowed
  • ​Gift funds are allowed!
  • Grant can be used for down payment and/or closing cost
  • Borrower(s) not required to be First Time Homebuyers.
  • Income Limit is based on qualifying income used for transaction, not household income

loan types

VA Loans  -  Hipotecas Para Veteranos

Commercial Loans  -  Hipotecas comerciales

Down Payment assistance Program

  • 620 Minimum FICO
  • DTI - up to 50%
  • Conforming loan limits only

jumbo loans  -  Hipotecas Grandes

BROAD range of financing for a BROAD range of borrowers! 

Reverse Mortgage loans  -  Hipotecas de Reverso       

conventional Loans  -  Hipotecas convencionales

Adjustable-Rate Mortgage Loans  -  Hipotecas de tasa ajustable

Down Payment Assistance Program Requirements:

loan programs highlights

FHA Loans   -  Hipotecas de FHA

651-212-5001

Key Down Payment assistance Program Benefits

​​​​​​​​​​​EDUARDO RAMIREZ - MLO