​​​​​​​​​​​EDUARDO RAMIREZ - MLO

FHA Loans   -  Hipotecas de FHA

loan programs highlights

conventional high balance

Reverse Mortgage loans  -  Hipotecas de Reverso       

conventional Loans  -  Hipotecas convencionales

jumbo loans  -  Hipotecas Grandes

conventional loan Programs

VA Loans  -  Hipotecas Para Veteranos

BROAD range of financing for a BROAD range of borrowers! 

Commercial Loans  -  Hipotecas comerciales

niche loan programs

loan types

  • Purchase and Refinance
  • Max loan amount $679,650
  • Max 95% LTV
  • Min 620 FICO
  • Max ratios: AUS Approved eligible-Accept. Eligible up to 50% Max DTI

651-212-5001

  • Purchase and Refinance
  • Max loan amount $453,100
  • Max 95% Loan-To-Value (LTV)
  • Min 620 Fair-Isaac-Company (FICO)
  • Max ratios: Automated underwriting system (AUS) approved Eligible-Accept. Eligible UP to 50% Debt-To-Income (DTI)

Adjustable-Rate Mortgage Loans  -  Hipotecas de tasa ajustable

  • Down Payment Assistance Programs (Vary by California county)
  • FHA loans for Manufactured Homes
  • ​FHA 203K Limited (Renovation)
  • FHA 203K Full (Renovation)
  • ​203h (for victims of a major disasters
  • DU Refi Plus
  • Freddie Mac Open Access
  • ​Lender-Paid Mortgage Insurance (LPMI)
  • 203(b) Repair Escrow